Sunday, June 24, 2012

Battery Operated Golf Carts for Karachi Expo Center

  • Quantity Required: 6 Pieces
  • Supplier Location: India, China (Mainland), United Kingdom
  • Shipping Terms: FOB
  • Destination Port: Karachi Pakistan
  • Payment Terms: L/C
  • Expiration Time: 02 Jul 2012

Buying Lead Details

Detailed Description

Six No. Battery operated Golf Carts of standard size and specifications are required for trasportation of passangers at Karachi Expo Centre.

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FHA Addresses Use of Rental Income ? OriginationPro

Recent Article Released by FHA:

How is rental income considered for qualifying?

Rent received for properties owned by the borrower is acceptable if the lender can document that the rental income is stable through a a current lease, an agreement to lease, or a rental history over the previous 24 months that is free of unexplained gaps greater than three months. (Student, seasonal, or military renters, or property rehabilitation would provide such an explanation).

A separate schedule of real estate is not required for rental properties, provided all properties are shown on the URLA.

If the borrower resides in one or more units of a multiple-unit property and charges rent to tenants of other units, that rent may be used for qualifying purposes.

However, projected rent of additional units only and not the owner-occupied unit(s) may be considered gross income only after deducting the HOC?s vacancy and maintenance factor.

They may not be used as a direct offset to the mortgage payments.

Income from roommates in a single-family property to be occupied as the borrower?s primary residence is not acceptable.

Rental income from boarders is acceptable if the boarders are related by blood, marriage, or law. The rental income may be considered effective income if shown on the borrower?s tax returns. Otherwise, the income only may be considered a compensating factor and must be documented adequately by the lender.

The following is required to verify all rental income:

1. Schedule E of IRS Form 1040. Depreciation may be added back to the net income or loss shown on Schedule E. Positive rental income is considered gross income for qualifying purposes; negative rental income must be treated as a recurring liability. The lender must be certain that the borrower still owns each property listed, by comparing the Schedule E with the real estate owned section of the residential loan application. (If the borrower in the same general area owns six or more units, a map disclosing the locations must be submitted evidencing compliance with FHA?s seven-unit limitation. )

2. Current Leases. If a property was acquired since the last income tax filing and is not shown on Schedule E, a current signed lease or other rental agreement must be provided. The gross rental amount must be reduced for vacancies and maintenance, before subtracting PITI and any homeowners? association dues, etc., and applying the remainder to income (or recurring debts, if negative).

Vacancy factors have been developed by HOC jurisdiction:

Santa HOC ? 15% vacancy rate

Philadelphia HOC ? 15% vacancy rate

Atlanta HOC ? 15% vacancy rate

Denver HOC ? 25% vacancy rate

Handbook 4155.1: 4.E.4.a-f, 4.D.5.b

REFERENCE

Handbook 4155.1: 4.E.4.a-f

DISCLAIMER

DISCLAIMER: All policy information contained in this knowledge base article is based upon the referenced HUD policy document. Any lending or insuring decisions should adhere to the specific information contained in that underlying policy document.

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FCC Fridays: June 22, 2012

FCC Fridays June 22, 2012

We here at Engadget tend to spend a lot of way too much time poring over the latest FCC filings, be it on the net or directly on the ol' Federal Communications Commission's site. Since we couldn't possibly (want to) cover all the stuff that goes down there individually, we've gathered up an exhaustive listing of every phone and / or tablet getting the stamp of approval over the last week. Enjoy!

Continue reading FCC Fridays: June 22, 2012

FCC Fridays: June 22, 2012 originally appeared on Engadget on Fri, 22 Jun 2012 19:00:00 EDT. Please see our terms for use of feeds.

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Video: Romney's Mass. health care reform six years later (cbsnews)

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Electronic health records overview - HEALTH, BEAUTY & FITNESS

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iPhone 4S vs. Samsung Galaxy S III: Which Smartphone Wins?

Sorry, Readability was unable to parse this page for content.

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Saturday, June 23, 2012

Syrian government accuses rebels of mass killing

Kofi Annan, Joint Special Envoy of the United Nations and the Arab League for Syria, speaks during a press briefing speaks during a press briefing at the United Nations in Geneva, Switzerland, Friday, June 22, 2012. Annan says he believes Iran should be involved in efforts to end the violence in Syria. He says he is working to convene a so-called `contact group' meeting on Syria in Geneva on June 30. (AP Photo/Keystone, Martial Trezzini)

Kofi Annan, Joint Special Envoy of the United Nations and the Arab League for Syria, speaks during a press briefing speaks during a press briefing at the United Nations in Geneva, Switzerland, Friday, June 22, 2012. Annan says he believes Iran should be involved in efforts to end the violence in Syria. He says he is working to convene a so-called `contact group' meeting on Syria in Geneva on June 30. (AP Photo/Keystone, Martial Trezzini)

This citizen journalism image provided by Shaam News Network SNN and taken on Thursday, June 21, 2012, purports to show a general view of a damaged street in the Khaldiyeh neighborhood of Homs province, central Syria. (AP Photo/Shaam News Network, SNN)THE ASSOCIATED PRESS IS UNABLE TO INDEPENDENTLY VERIFY THE AUTHENTICITY, CONTENT, LOCATION OR DATE OF THIS HANDOUT PHOTO

This citizen journalism image provided by Shaam News Network SNN and taken on Thursday, June 21, 2012, purports to show sa dead body is seen in the middle of a street, at Khaldiyeh neighborhood, in Homs province, central Syria. (AP Photo/Shaam News Network, SNN)THE ASSOCIATED PRESS IS UNABLE TO INDEPENDENTLY VERIFY THE AUTHENTICITY, CONTENT, LOCATION OR DATE OF THIS HANDOUT PHOTO

This citizen journalism image provided by Shaam News Network SNN and taken on Thursday, June 21, 2012, purports to show smoke from shelling rising up from buildings in the Khaldiyeh neighborhood of Homs province, central Syria. (AP Photo/Shaam News Network, SNN)THE ASSOCIATED PRESS IS UNABLE TO INDEPENDENTLY VERIFY THE AUTHENTICITY, CONTENT, LOCATION OR DATE OF THIS HANDOUT PHOTO

This citizen journalism image provided by Shaam News Network SNN and taken on Thursday, June 21, 2012, purports to show smoke from shelling rising up from buildings in the Khaldiyeh neighborhood of Homs province, central Syria. (AP Photo/Shaam News Network, SNN)THE ASSOCIATED PRESS IS UNABLE TO INDEPENDENTLY VERIFY THE AUTHENTICITY, CONTENT, LOCATION OR DATE OF THIS HANDOUT PHOTO

BEIRUT (AP) ? An online video showed more than a dozen bloodied corpses, some of them piled atop each other and in military uniforms, dumped beside a road in northern Syria in what the government Friday called a mass killing by rebel forces.

The circumstances of the deaths were not immediately clear, with the state-run news agency saying at least 25 men were killed. In the video ? which The Associated Press could not independently verify ? the narrator said the victims were members of the "shabiha," or pro-regime gunmen.

If confirmed, the video is yet another sign of the brutality of the Syrian conflict, which began in March 2011. As the fighting grinds on, Syria is descending into a civil war where gunmen prowl the streets and gruesome massacres are growing increasingly common.

The government has used heavy weapons and unleashed snipers and loyalist fighters, but rebels, too, have been accused of bloody attacks.

Civilians have been caught in the crossfire; activists estimate that more than 14,000 people have been killed since the start of the uprising against President Bashar Assad's regime.

In a desperate bid to end the violence after an earlier peace plan failed to do so, U.N. envoy Kofi Annan said that Iran ? one of Syria's most loyal allies ? should be part of the solution to the conflict.

Syria's state-run news agency, SANA, said the dead found in the rebel-held area of Daret Azzeh near Aleppo were killed and their bodies mutilated by terrorist groups. The government refers to rebels as terrorists.

The amateur video showing the corpses appeared to back up the allegation of a mass killing.

"The terrorist groups in Daret Azzeh committed a brutal massacre against the citizens, whom they had kidnapped earlier in the day," SANA said.

The report said at least 25 people were killed, but others were missing.

It was not clear whether the men were killed execution-style or died in clashes. An activist in the area, Mohammed Saeed, said rebels regularly collect the bodies of the dead from the government side and dump them by the side of the road so troops can collect them later.

The city of Aleppo, Syria's largest, has been relatively quiet, but towns and villages around it have seen intense clashes. Daret Azzeh has endured withering government shelling in the past two weeks as Assad's forces try to regain areas taken by rebels. The violence continued Friday, as Syrian troops shelled the area and used helicopter gunships in their attacks on rebels, Saeed said.

"The army has been trying to push through for days without success," Saeed said.

Government troops have been launching a major offensive on many areas throughout the country in the past two weeks to try to regain ground captured by the opposition. Attacks have mostly concentrated on Aleppo, the suburbs of the capital of Damascus, the central province of Homs, the southern region of Daraa and the eastern city of Deir el-Zour.

Activists reported that thousands of people demonstrated against the regime following Friday prayers in different parts of Syria, including Daraa, Aleppo, the northeastern region of Hassakeh and Damascus. The Britain-based Syrian Observatory for Human Rights said troops opened fire at protesters in Aleppo and the Damascus neighborhood of Mazzeh. Several casualties were reported.

The Syrian uprising began with regular anti-regime protests, although they have lost momentum as the revolt turned into an armed insurgency.

An international crisis meeting on Syria set for June 30 is in disarray over the involvement of Iran. The United States has vehemently opposed the participation of Iran, which Russia is demanding.

"I have made it quite clear that I believe Iran should be part of the solution," said Annan, the joint U.N.-Arab League envoy to Syria.

Annan told reporters in Geneva it was "time for countries of influence to raise the level of pressure on the parties on the ground." However, he had no specific proposals for changing his six-point peace plan, which he said Syria had not yet implemented but still might support.

"The longer we wait, the darker Syria's future becomes," said Annan, flanked by Maj. Gen. Robert Mood, the head of the struggling U.N. observer mission in Syria.

Western powers are clinging to the Annan plan, in part because there are no other clear options. There is little support for military intervention of the type that helped bring down Libya's Moammar Gadhafi during a 2011 uprising in that country, and several rounds of sanctions and other attempts to isolate Assad have done little to stop the bloodshed.

Mood praised the work of his 300 U.N. monitors, whose mandate ends next month. He conceded, however, that they are now largely confined to bureaucratic tasks and calling Syrians by phone because of dangers on the ground.

"Their commitment to the Syrian people has not faltered," he said. "Whether more observers or arming observers would be relevant to the situation on the ground, I'm far from convinced that that would help the situation on the ground."

The failure of Annan's peace plan has made it more difficult for outside observers, humanitarian workers and supplies to get in, or reliable information to filter out. Syria restricts the movement of journalists, making it hard to confirm accounts from either side.

Also Friday, the Observatory said four senior army officers have defected from the regime. The group provided a video purporting to show two brigadier generals and two colonels who declared they were joining the opposition.

The group said the defections came Thursday ? the same day a Syrian fighter pilot flew his MiG-21 warplane to neighboring Jordan, where he was given asylum.

Thousands of soldiers have abandoned the regime, but most are low-level conscripts. The Free Syria Army, the loosely linked group of rebel forces, is made up largely of defectors.

A Turkish warplane went down in Syrian waters on Friday, but Turkey's prime minister said he said he had no "definite information" about whether it was shot down by Syrian forces.

"I cannot say it was downed, without definite information. It is not possible to say that," Prime Minister Recep Tayyip Erdogan said at a news conference.

Media reports said Syrian forces downed the plane and apologized.

___

AP writers Elizabeth A. Kennedy in Beirut, Selcan Hacaoglu in Ankarak, Turkey, and John Heilprin in Geneva contributed to this report.

Associated Press

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